Government Benefits Planning
SSI, Medicaid, and state waiver programs each come with their own eligibility rules, resource limits, and waitlists — and getting the sequencing wrong can cost a family benefits they were otherwise entitled to.
Waiver waitlists especially can run for years, which means the decision to apply is often more urgent than families realize.
We work with benefits specialists to identify what your child may qualify for at the local, state, and federal level, and to produce the cost analysis that tells us how much your Special Needs Trust actually needs to hold.
Where benefits and plans collide
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SSI limits
The income and resource thresholds, and the everyday transactions that can quietly cross them.
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Medicaid and waivers
What your state’s waiver covers, and where the waitlists sit.
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Gifts and inheritances
How well-meant money from a grandparent can interrupt eligibility, and how to route it instead.
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Reporting
What has to be reported, when, and what a redetermination asks for.
Benefits rules are state-specific and change. We review your plan against them rather than assuming last year’s answer still holds.
